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IFSC Code Explained: Structure and Where to Find It

By RS digit · Published

The IFSC (Indian Financial System Code) identifies a bank branch for NEFT, RTGS and IMPS transfers.

Last reviewed:

How it's built

CharactersMeaning
1–4Bank code (letters)
5Always 0
6–11Branch code (letters or digits)

Where to find it

  • Cheque book and passbook
  • Net banking or your bank's app
  • Your bank's official branch locator
  • The RBI's IFSC list

Look up a code with our IFSC lookup.

Bank mergers change IFSCs. If a transfer bounces, confirm the current code with the receiver.

References

Topics: Banking

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